Home Buyers

Each buyer is unique — and help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range. It’s simple to make an estimate, just run the numbers for yourself using our calculators.

We offer a range of mortgage programs, and we’ll help you determine which can work for you — some of our loans require little money down. You’ll also need to consider closing costs and the escrow account for taxes and insurance. it’s a snap to figure out how much money you’ll need, using our handy calculators.

• That depends on a number of factors, including.
• How long you’ll stay in the home.
• How much money you’ll put down.
• How you’ll finance the closing costs.

You can expect that Ashton Klein Mortgage will continue to provide first-rate support and service. Go online anytime to monitor your loan activity, And of course, we’re always here to help: contact us by email or by phone.

No. Whether you need to be near the water or in the mountains, a vacation home offers an opportunity for fun and relaxation — and we make it just as easy to obtain a mortgage. But keep in mind you’ll need to identify sources for your down payment, since you’re not selling your current house and using the proceeds, and you’ll need to expect a larger monthly obligation for housing expenses. We’ll work with you to create a customized loan program with the best combination of rate, points, and closing costs for your needs — we call it our personalized rate because no two are alike!

If you are working with a builder within a sub-division or development and just making carpeting, lighting and appliance selections for a brand-new home, you can probably obtain a standard mortgage loan. But if you’re hiring contractors, electricians, plumbers, and painters, you probably need a construction loan, which provides funds to pay subcontractors as work progresses.